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Rates

Borrowing Rates

 
List of rates for PRIME RATE
PRIME RATE Rate
Prime Rate
5.45
List of rates for LINES OF CREDIT
LINES OF CREDIT Rate
Secured Line of Credit (Starting At*)
6.35
Unsecured Line of Credit (Starting At*)
9.50
Student Line of Credit
6.45
List of rates for OPEN TERM MORTGAGES
OPEN TERM MORTGAGES Rate
1 Year
7.69
List of rates for CLOSED TERM MORTGAGES
CLOSED TERM MORTGAGES Rate
6 Month Convertible
6.29
1 Year
4.99
2 Years
4.99
3 Years
4.89
4 Years
4.79
5 Years
4.99
List of rates for CURRENT RATE SPECIALS
CURRENT RATE SPECIALS Rate
5-Year Fixed Rate Closed Term Mortgage
4.59

Current Rate Specials are a limited time offer. Terms and Conditions apply.

All our mortgage rates are subject to change. Please contact your branch for more details.

List of rates for PERSONAL LOAN RATES
PERSONAL LOAN RATES Rate
Loans Starting From
9.50
List of rates for CURRENT RATE SPECIALS
CURRENT RATE SPECIALS Rate
Home Renovation Special
5.99
Fixed Rate Car Loans
5.89

Specialized agricultural loans, mortgages, and lines of credit help you get where you want to be. Southwest Regional Credit Union has experienced agricultural business specialists that can recommend flexible banking options suitable for every stage of your business.

Contact one of our branches for details.

List of rates for AGRICULTURAL BORROWING RATES
AGRICULTURAL BORROWING RATES Rate
Agricultural Secured Loans from
7.99
Operating Line of Credit from
6.45
Agricultural Mortgages from
4.99
List of rates for CURRENT RATE SPECIALS
CURRENT RATE SPECIALS Rate
Agricultural Loan Special
5.49
Agricultural 5-Year Mortgage Special
4.99

Whether you have one hundred employees or one (you!) Southwest Regional Credit Union has experienced commercial business specialists that can recommend convenient, flexible banking options suitable for every stage of your business. Day-to-day you need a fair-priced and easy-to-manage chequing account. It’s good to have a flexible line-of-credit.

Contact one of our branches for details

List of rates for COMMERCIAL BORROWING RATES
COMMERCIAL BORROWING RATES Rate
Commercial Secured Loans from
7.99
Operating Line of Credit from
6.45
Commercial Mortgages from
4.99
List of rates for Commercial Rate Specials
Commercial Rate Specials Rate
Commercial Loan Special
5.49
Commercial 5-Year Mortgage Special
4.99
List of rates for Foreign Exchange Rates
Foreign Exchange Rates Buy Rate Sell Rate
US Dollars
1.4710
1.4194

Investment Rates

 
List of rates for PERSONAL ACCOUNTS
PERSONAL ACCOUNTS Rate
CDN Savings Account
0.25
USD Savings Account
0.05
List of rates for High Interest Savings Accounts
High Interest Savings Accounts Rate
Minimum Balance $1,000-$9,999
0.90
Minimum Balance $10,000-$24,999
1.20
Minimum Balance $25,000-$49,999
1.40
Minimum Balance $50,000 -$99,999
1.60
Minimum Balance $100,000+
1.90
List of rates for SHORT TERM DEPOSITS – NON-REGISTERED, REGISTERED (FHSA, TFSA)
SHORT TERM DEPOSITS – NON-REGISTERED, REGISTERED (FHSA, TFSA) Rate
30-59 Days Term
1.50
60-89 Days Term
1.75
List of rates for LONG TERM DEPOSITS - NON-REGISTERED, REGISTERED (RRSP, RRIF, RDSP, RESP, FHSA, TFSA)
LONG TERM DEPOSITS - NON-REGISTERED, REGISTERED (RRSP, RRIF, RDSP, RESP, FHSA, TFSA) Rate
1 Year Cashable Term (Redeemable after 90 days)
2.80
1 Year Term
3.70
2 Years Term
3.60
3 Years Term
3.50
4 Years Term
3.40
5 Years Term
3.40

Terms and conditions apply. Semi-annual and monthly interest available for non-registered investments. Please inquire.

All of our investment rates are subject to change.  Please contact your branch for more details.

 

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