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About Us
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Mortgages
Live the life you deserve today with a mortgage from Southwest Regional Credit Union!
Conventional
- Up to 80% of the value of property for purchases and equity takeouts.
- New Construction Mortgages available
High Ratio Insured
- Up to 95% of the value of property on purchases
Acceptable properties:
- Single family dwelling
- Semi-detached dwelling
- Farm property
- Vacation property
- Rental property
Features:
- 6 months to 5 year terms
- Up to 25 years amortization
- Insurances available – life, disability, critical illness and job loss
- Progressive advancing available
- Penalty-free prepayment options available
- Weekly, bi-weekly, semi-monthly or monthly repayments
Take a look at our latest mortgage rates.
Enjoy the advantages of a Southwest Regional Credit Union Mortgage
- Great rate, guaranteed for 90 days – if the posted rate changes during the 90 days, you’ll get the lower rate.
- Flexible prepayment options – Prepay up to 15% of your principal annually, without penalty. Increase payments by up to 15% annually.
- Portable – Take your mortgage with you if you move, penalty-free.
- Personalized support – Our team of mortgage experts will make sure you have tailored advice and a plan for every step of the process.
- Mortgage Protection Insurance – Get a low rate (and peace of mind) on mortgage insurance.
- Skip a payment – We know life happens. Payment deferrals available.
Need a hand?
Meet with one of our Mortgage Specialists. They'll be happy to guide you through every step of the process.
Mortgage Calculator
Choose a mortgage rate and we'll help you figure out a payment option that works for you.
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Southwest simply better.
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