Internet Banking

Electronic Money Management. It’s easy with Southwest!

With our Internet Banking, you can perform all of your day-to-day transactions any time and virtually anywhere, using a personal computer with Internet access.

Pay bills, get account information, transfer funds, make investment and credit card inquiries – it’s all online anytime with MemberDIRECT® internet banking.

MemberDIRECT® is easy to use, safe and secure, and available to you 24 hours a day, seven days a week. To get your Access Code, just visit your nearest branch of Southwest Regional Credit Union.


What is Interac® e-Transfer?

Interac e-Transfer, formerly known as Interac Email Money Transfer (EMT), is a fast, secure, and convenient way for anyone with an email address or a mobile phone number and a Canadian bank account to send and receive money. The sender does not need to know the recipient’s institution or account information. Recipients are notified by email and/or text message when a transfer has been sent, and participating financial institutions transfer the funds using established and secure banking procedures.


The ease of sending money to anyone with an email address has made Interac e-Transfer the trusted money transfer service adopted by Canadians. The most recent enhancements provide customers with the increased flexibility and convenience of transferring money on a mobile web-enabled phone.

With Interac e-Transfer, all the following features are available on both the desktop and mobile web.

  • Send money
  • Receive money
  • Send email notification
  • Send text message notification (New)
  • Create recipient instantly
  • View and manage pending transfers

How it works

CLICK HERE for a step-by-step guide to sending and receiving Interac e-Transfers

CLICK HERE for Frequently Asked Questions regarding e-Transfers

Interac e-Transfer can be sent or received through email using a full-sized website on a desktop or laptop computer, or through email and text message using a mobile browser on a smartphone.

Sending an Interac e-Transfer
Sandra wishes to send $100 as a birthday present to her brother Ryan. She logs into online banking on her desktop computer and chooses to send an Interac e-Transfer of $100 to Ryan. Since Ryan is busy and always travelling, Sandra chooses to send the transfer notification through both email and text message. This way Ryan can choose to accept the transfer on his laptop or on his smartphone. Sandra could also have used her smartphone to send the transfer using the Mobile Web version of online banking.

Receiving an Interac e-Transfer
Ryan is travelling as usual, and is waiting for a train. He receives a text message and is pleased to see it is an Interac e-Transfer of $100, a birthday present from his sister Sandra. Ryan clicks on the link within the text message and opens a mobile web browser on his phone. Using the convenient mobile web interface, he logs into his credit union’s online banking mobile site and quickly accepts the transfer.

Ryan could have also accepted the transfer through email on his smartphone, or through email on a desktop or laptop computer.


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